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Discover How Our accounts allow you to set aside money for medical expenses like cosmetic surgery, dental work, and more without worrying about whether it will be covered by your health insurance provider.

Unlike certain health insurance plans, the Medical Matching Account will not only cover anyone with pre-existing conditions, but even better, every customer is charged the same monthly rate on all 11 plans regardless of their current health status.

Benefits Roll Over Year-to-Year

*We we will not buy, sell, or rent your personal information



Here's how is works....


Step 1:

Choose Your Medical Spending Product


Step 2:

Your Account Balance Grows


Step 3:

Pay For Your Medical Services


Step 4:

Account Balanced Cap Reached


This Medical Spending Account will give you and your family access to up to $2 or more in medical benefits for every $1 that you contribute towards your account balance on a monthly basis as the program progresses for you to use to help you save money on most of your doctor, pharmacy, dental, vision and out-of-pocket responsibilities that your health insurance or Medicare plan does not cover.

Select Your HMA® Product: Each product option represents the target account balance cap that you will be building your account balance up to ranging from $2,500 to $60,000. For example, if you select the HMA® 10000 product, you can contribute as little as $140 per month or $4,900 over 35 months and accumulate a $10,000 HMA® account balance to pay for all of your out-of-pocket, medical expenses by swiping your HMA® Medical Reimbursement Visa® Prepaid Card at the point of service.


Monthly Contribution Amount: Sample, monthly contribution amounts are listed beside each product option with final pricing determined as you continue in the enrollment process


Flexible Payment Arrangements: Product options can fit any individual or family budget with the ability to scale up your monthly contribution amount and target account balance cap as needed on a monthly basis by contacting our customer service department


Paid-Up Medical Benefits!: No further monthly, participant contribution once HMA® balance reaches target account balance cap (only monthly maintenance fees will be required to maintain your benefits)


What Medical Services Are Covered?: Your HMA® account balance will pay for your 213 (d) medical expenses as well as most elective procedures (with MD surgeons only) including fertility procedures, lasik and plastic surgery among other highly sought after procedures. Click here to view a list of covered medical expenses.

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